How to Make Big Cash, and Fast, With a Small Initial Investment

Even if you only have a small initial investment to make, you can still find out how to make big cash, and fast, if you simply put your thinking cap on. I’ve seen many ideas work throughout the years and have noted the most success when people focus on ways to make money that they really enjoy.

One of the best examples I’ve seen was a stay at home mom who found herself with a lot of free time once her children started school. She wanted a way to make money from home that would allow her to be flexible and not have serious deadlines to consider. She was a very creative person and came up with a great idea to make gift baskets.

She took a small $450 initial investment and bought fun little gifts and treats to put in her baskets. She then simply packaged them cutely and marketed them for different holidays and special events. Initially she sold them through third party retail sites that took a small cut from her selling price. Once she saw large profits rolling in, she made a website for her business and has had huge success. She even employs two part time employees now to help her during the busy periods.

This is just one example of how to make big cash, and fast. All you need to do is think about what you have to offer to people and what you really enjoy doing. I’m sure if you think about it you can think of a way to make money off of your hobbies.

Live For Today, Plan For Tomorrow – The Beginner’s Guide to Personal Investment

If you have any experience in personal investments, you’ll know that a recession = financial investment opportunities. So perhaps it’s time to put the fancy cars, big homes and designer clothes aside, and focus on a lasting solution to guide us towards long-term financial health. Recession or no recession, here’s some investment advice that is sure to contribute greatly to your future finances.

The burning question is how much should we save and invest? A common rule of thumb of the financially secure-those with sizable nest eggs-is 25% of pre-tax income for the first 20 years of full-time work. After this period, you can live luxuriously without saving and watch your nest egg grow.

Dr. Bradford D. Smart, a world-renowned management psychologist, asks us to imagine a husband and wife, both managers at a fast food chain. Let’s say they each earn $50,000 per year, a little over the median income in the United States. Now and managed an 8 suppose they each put aside $12,500 per year (for a total of $25,000), and they have been saving like this since they were 20 years of age. They chose to invest conservatively% return.

In 20 years, at an 8% ROI, they’ll have $1.1 million. Even more exciting is the fact that they can now let this money grow without additional savings from their salaries. Their nest egg will double every 9 years, totaling $2.2 million when they’re 49 years of age. If they don’t touch it until they are 67, they’ll have $8.8 million.

The fact is most people don’t think long-term. By living lean for the first 20 years of saving, they can now spend a lot while their nest egg grows and grows. Most of their friends who start saving at 40 will never catch up. The fast food managers won’t get to lead flashy lives between the ages of 20 and 40, but once they reach middle age they’ll have the satisfaction of financial freedom.

The majority don’t save early. They figure out the magic of compounding when they’re about 45 and realize it’s too late to let the money earn money for 30 or 40 years. Realizing that they’re never going to catch up, they crank up their ambition and aim for the job with the highest salary (and the longest hours). Meanwhile, their friends (with lower salaries) who have been steadily saving get to kick back in their later years and watch their money grow.

Right now you’re probably thinking this is all very well – in theory – but we’re in the middle of an economic tailspin. Yes, the market is down, way down (40% since the beginning of the year), but it won’t be like this forever. People need to think long-term – 10 to 20 years into the future.

People also need to read Warren Buffet’s op-ed piece for the New York Times where he talks about how he is personally buying up American stocks. Lots of them. A simple rule dictates Buffet’s buying: “Be fearful when others are greedy, and greedy when others are fearful.” He rightly points out that investors should be wary of highly leveraged entities or businesses in weak competitive positions, but explains that fears regarding the long-term prosperity of the nation’s many sound companies make no sense.

The big take-away point here is to think long-term-to start saving and investing early and to take advantage of the investment opportunities presented by the downturn in the market. Today most people are digesting their daily dose of media panic about the market and failing to see the big picture.

$100 an Hour With Very Little Investment – Earn Good Money As a Professional Organizer

Do you love to organize? Did you know that by helping others organize their lives, you can earn good money? Whether you are looking for a part or full-time business solution, starting a business as a professional organizer might be just what the financial doctor ordered.

What is great about this business is that the only requirements are having the passion and ability to organize. As people become busier and schedules become more chaotic, the need for a Professional Organizer rises. Your clientele is diverse indeed, everyone from the small home business owner to the corporate executive can benefit from your services.

This is a great business for people that enjoy meeting others and working in a variety of environments and conditions. Or you can focus on a specific market – let’s say, home based business and build your empire there. And if you are passionate about being or starting a business as a professional organizer, but unsure of where to begin or need help kick-starting your business, there is help.

There are numerous training programs available to help bring you up to speed. For example, offers training online, in person at seminars or you can follow a self-study course. Or an even cheaper solution is to head to the bookstore and pick up a few books on the business. There are two main types of professional organizers; one is a residential organizer and the other is an office organizer. It does not mean that you can only work as one type, but it might be a good idea to specialize in one or the other.

You can make $50 an hour or more and if you focus on businesses, then it might even be easier to raise your fee to above and beyond $100 an hour. Companies have more income and a need to stay organized and are willing to pay for it. This is one business where you can earn good money with a very little investment.